Senior-housing and assisted-living loans are priced to the operating business — census, care levels, staffing, licensure, and reimbursement — as much as the real estate. Lenders resolve impaired credits through a note sale or discounted payoff to a buyer who can underwrite the going concern, rather than operating a care facility through a foreclosure.
A senior-housing or skilled-nursing facility is an operating, licensed, often reimbursement-dependent business — the last thing a lender wants to run through a foreclosure. A buyer who can underwrite census, staffing, licensure, and payor mix prices and resolves these credits far better than a forced operation.
Share the operating and census data, licensure status, and any regulatory issues; a buyer prices the going concern and the path to stabilize, then closes all-cash. Standing Bid Capital is a direct principal buyer of CRE loans, discounted payoffs, and REO — $250K–$25M, all-cash, no re-trade, confidential. Request a confidential review.
To the operating performance — census, rates, care levels, staffing, and payor mix — plus licensure and the cost to stabilize, not just the real estate.
Because the lender would have to operate a licensed, resident-occupied business through the process — costly, sensitive, and outside a lender's expertise.
Yes — directly and all-cash, $250K–$25M. Request a confidential review.