Asset Class · Mixed-Use

Selling a mixed-use property loan

Mixed-use credits combine components — ground-floor retail, upper-floor residential or office — each with its own income and risk. A buyer prices the blended cash flow and the weakest component, and resolves the credit through a note sale or discounted payoff.

Context

Pricing a blended asset

Mixed-use value is the sum of its parts and their interaction: a strong residential component can carry a soft retail base, or a struggling anchor can drag the whole. A buyer underwrites each component and the blended cash flow.

How a sale works

Send the rent roll by component and status; a principal buyer prices the blend and closes all-cash with no re-trade. Standing Bid Capital is a direct principal buyer of CRE loans, discounted payoffs, and REO — $250K–$25M, all-cash, no re-trade, confidential. Request a confidential review.

Common questions
How are mixed-use loans valued?

By the blended income across components and the strength of each — disclose the rent roll split between retail, residential, and any office.

Can I sell a mixed-use loan with one weak component?

Yes — the buyer prices the weak component's risk into the bid; selling caps the carry while you resolve the credit.

Who buys mixed-use CRE loans?

Standing Bid Capital, directly and all-cash, $250K–$25M. Request a confidential review.

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